At a recent press conference held by the city's Housing Provident Fund Center, it was announced that the city has introduced relevant policies this year to support both rigid and improvement housing demands through the Housing Provident Fund. The city has actively utilized Housing Provident Fund policy tools to support these demands. From January to September, the total collection of Housing Provident Fund amounted to 3.651 billion yuan, with 2.618 billion yuan withdrawn, and 922 million yuan in loans granted.

Regarding specific supporting policies, the city has optimized four withdrawal policies and seven loan policies. Under the withdrawal policies, employees can withdraw Housing Provident Fund for the down payment, with the scope expanded from newly built commercial housing to government-owned existing housing. The restriction on the type of housing for withdrawing Housing Provident Fund to purchase self-occupied housing has been removed—now, any property that is not clearly stated as a villa or apartment in the purchase contract or property rights certificate is eligible. The scope of mutual assistance between family members in withdrawing Housing Provident Fund has been expanded, including withdrawals for the purchase of second-hand houses for parents and children. Additionally, withdrawals for repaying housing loans have been expanded from being limited to the employee and spouse to including parents and children. Furthermore, the deed tax and special maintenance fund paid by employees when purchasing self-occupied housing are also now eligible for Housing Provident Fund withdrawals.

Regarding loan policies, the city supports employees purchasing improved housing by eliminating the distinction between "ordinary housing" and "non-ordinary housing." It also supports employees who contribute to the Housing Provident Fund in other regions to purchase self-occupied housing in the city by removing the household registration restriction for such employees. The city's Housing Provident Fund loan limits have been adjusted from a temporary to a long-term policy. For newly built self-occupied housing within the city, the loan limit is set at 600,000 yuan for single-income families and 800,000 yuan for dual-income families. The city also supports employees purchasing government-owned existing housing by lowering Housing Provident Fund loan interest rates and offering "commercial-to-public" loan services. Additionally, it supports changes to loan terms, allowing for the extension or shortening of the loan period.